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Auto Services Company, Inc.™ has a nationally recognized name and an excellent reputation that dates back to 1986.
Claims are handled by our toll-free service lines. Claims are paid directly to the repair facility, eliminating the need for you to pay for your repairs and then waiting to get reimbursed.
Our wide range of terms and levels of coverage gives you the flexibility to pick a plan that meets your needs and your budget. We are accepted by most major lending institutions, which allows you to finance our contract with your vehicle purchase.
Our presence in the market is directly attributable to customer satisfaction and the ability to meet our consumer’s needs. Our programs are extremely comprehensive as well as affordable. You can drive away knowing that most breakdowns will be handled quickly at little or no cost to you.
No matter where you are, or when you need it, emergency assistance is as close as your phone. Our roadside assistance program is included on every agreement we offer. You get 24-hour emergency towing, battery jump-start, flat tire assistance, fuel delivery, and other helpful services all with one toll free call. The reason for the assistance does not have to be an item covered under our mechanical protection plan.
Coverage is available up to the NADA value of your vehicle.
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Guaranteed Asset Protection "GAP"
GAP Coverage
GAP* coverage is designed to pay the difference in most cases between the actual cash value and your customer's original scheduled loan balance, helping him fill the "GAP" when faced with a total loss of his vehicle. Your customers receive worry-free driving, while you earn their long-term loyalty and repeat business. Some states require GAP to be filed as an insurance product and other states are waiver states. Protective offers a GAP product to meet your state requirements.
Credit Life
Central States Health & Life Co. of Omaha’s (CSO) credit life plans are designed to pay off or reduce the loan balance in the event of an insured borrower’s death, and may be available in single or joint coverage. Actual benefits depend on the options selected.
Credit life options include:
- Gross Pay Decreasing Life coverage is based on the total of payments on the loan, including the note amount (principal, financed loan fees and insurance premiums) and interest. The coverage decreases each month by the amount of the scheduled loan payment. This is the most comprehensive life coverage available. The death benefit is the total of the remaining payments at the time of death.
Credit Disability
CSO’s credit disability plans are designed to pay the scheduled loan payment or a portion of it if the covered borrower becomes totally disabled due to a covered accident or illness, and may be available in single or joint coverage. Disability insurance is not available on single payment loans or on a balloon payment. Actual benefits depend on the options selected.
Credit disability options include:
- Full Term Disability benefits are available for every month during the term of the insurance. This is the most comprehensive disability coverage available.
- Critical Period Disability benefits provide a maximum number of monthly benefit payments of 12, 24 or 36 months throughout the term of the insurance. Once the total number of benefit payments have been made, the disability coverage ends.
Coupons
